Work Part-time-----Earn Full-time

t is not the amount of hours that you put into a working day as much as the amount of work you put into the hours.Far better to plan your day so that you can maximise your resources,instead of jumping from one task to another and end up doing nothing efficently.

You do not need a large sum of money to finance a business proposition.All you need is a good idea and the ability to put together a business plan that will convince investors that you can make money.When people are convinced that you can make money,you should have no problem getting people to invest in your proposition.

A rule you should abide by is not to keep on working for your money indefnitely.If you do this you become a slave to money.Far better to let money work for you.By investing your money in a business proposition where your returns are guaranteed ,you free yourself.

Take arbitrage investment in sports betting.An arbitrage is simply the purchase of securities from one market for immediate resale to another market in order to profit from the discrepancy
.
There are arbitrage opportunities in numerous markets.The one concentrated on here is the sports betting market worldwide.
With the correct software this market can be exploited,giving guaranteed profits.If you know what to look for in this type of situation you can exploit the situation to give you a guaranteed profit.Coupled to the software is a FREE booklet detailing in specific detail how to exploit this market.

If the instructions in the book are adhered to the user can look forward to a guaranteed profit.There are people operating at the moment making a full time living out of arbitrage investment..This book will show you everything you need to know ,to produce a very profitable and regular income from a loophole that has been brought about by the Internet and the masses of bookmakers that have sprung up and continue to do so. .This loophole can never be regulated or closed down and as the Internet grows the number of opportunities this loophole will make available will multiply
 There are many reasons why bookmakers may offer wildly different odds on the same sporting event .For a start many bookmakers overstretch themselves when offering odds---they try and cover every possible market to get as many customers as possible. This is great news for us because in doing so they will sometimes offer odds on events that they have little or no expert knowledge in .For example a bookmaker in the USA may offer odds on English division football yet he knows very little about it.

Not much money is needed to get started in this business.As you progress and people begin to see that you are making a profit 100% of the time you are going to attract people to you,who are going to try and find out your secret of making money.

This is the time to start an investmrnt club ,in your own neighborhood first and let it get known.You should be making conservatively 200% monthly on the money invested with you.Give your investors a return of 10-15% monthly on their money and the rest is pure profit to you.You should by this time be operating a very profitable business on OPM (other peoples money)

Five New Product Ideas

Here are some new product ideas for things yet to be invented, or innovations yet to be tried. Why don't you be the inventor or innovator? Help yourself. There are no patents on the following ideas as far as I know - but do your patent research, of course.

1. A pavlovian dog calling device. The scientist Ivan Pavlov trained dogs to salivate when a bell rang - simply by ringing a bell whenever they ate. Imagine a small beeper on your dog's collar. Each time you feed him you first start the beeper with a radio-control device. Soon all you have to do to get him to come running for the kitchen is push that button and make the device beep.

A range of up to a mile would be nice for calling the dog home. The technology for this is already here, waiting to be put together, but would people buy it? I think so. It's interesting, useful, and new product ideas for pets are always in high demand lately.

2. The Innovation Game. This is a competitive innovation teaching-game, to help develop the players creative skills. Cards challenge players to invent something (on paper) based on certain criteria. For example, a card might require players to combine two concepts in the most innovative way. All the various problem solving techniques would be exercised using these cards.

One problem to overcome in developing this game is the competitive aspect. How would results be judged to determine a winner? Perhaps the game would have to have a volunteer sit out during each round, to function as a "judge" and award the points.

3. Better pedal boats. The pedal boats you see at many parks are designed so that two people can pedal them around a pond or lake. However, if you have ever tried one, you realize that they are less fun than they appear. This is mostly because they are slow.

A better pedal boat would be in the shape of a torpedo. The point is to create something that glides through the water more easily. Even if it is to hold more than one person, the users could be in a line, instead of next to each other, for better streamlining. Make one that can actually hydroplane and everyone at the beach will want to try it out.
4. Underwater treasure hunting camera. With all the new interest in metal detectors and treasure hunting, this is a natural. Years ago there was a treasure hunter who regularly found guns, money and more in murky rivers, using a tube with a plexiglass glued over one end, and a light strapped to the outside. He held the device near the bottom of the river and was able to see what was there.

What could be better than this? A small camera, especially now that the technology has developed smaller components. It could be lowered to great depths from any boat or dock. A motorized "claw" at the bottom might make it especially useful and interesting to those of us who like "toys."

5. Glue-on soles. (Some of you who don't hike might not relate to this one.) Blisters are caused by the friction of your feet sliding and rubbing on the inside of your shoes. A good non-heat-conducting sole, glued to your foot, could slide in that shoe all day while your feet were prevented from getting blisters, since the bottom of the foot itself wouldn't rub against anything. That is the essence of "New Soles," the newest in foot protection.

Before writing this new product idea off as too weird, remember that we glue fake teeth into our mouths. A similar glue might do the trick, and these glue-on soles would be for very specific markets - like long distance hikers and runners. Of course, there will have to be a simple way to remove them too.

Entrepreneurial Holiday Guilt for Creative Professionals

Guilt, guilt, guilt. Guilt is a terrible feeling and is often self-inflicted by creative entrepreneurs, especially during the holidays.

Most people who work for themselves say they chose to do so because they wanted to "control their time." People who value time over money, recognize that time is a precious commodity that cannot be created, bought, or borrowed. You have to use it wisely or else it is gone.

Having the luxury to control how, with whom, and where you spend your time is one of the bonuses of working for yourself. So, why is it that an overwhelming number of female entrepreneurs also say they feel guilty when they are not working on their businesses or with a client between the hours of 9 am to 5 pm?

To be truly happy and successful as an entrepreneur, you must break the corporate-created walls of time and learn how to set your day according to your needs and the needs of your clients. There is no law chaining you to your desk eight hours a day between 9 am and 5 pm.

Here's my advice: stop feeling guilty about when you are working and when you are not, and ditch the idea of playing by rules set up by other organizations. Make sure you benefit from the freedoms of entrepreneurship and maximize your time by performing regular activities such as food shopping at off times like 10 am on a Tuesday or having your teeth cleaned at 2pm on a Monday. You will spend less time waiting in line, you will be less stressed, and actually have more time to devote to your clients and other activities, then if you went on a weekend or during a busier time.

Of course, be sure to take a day or two off completely during the holidays to go gift shopping, ice-skating, or for decorating your home. Give yourself permission to enjoy your life and do something for yourself, even if it is on a week day between nine and five. You deserve it.

Happy holidays!

Do Not Get Above Your Business

Young men after they get through their business training, or apprenticeship, instead of pursuing their avocation and rising in their business, will often lie about doing nothing. They say; "I have learned my business, but I am not going to be a hireling; what is the object of learning my trade or profession, unless I establish myself?'"

"Have you capital to start with?"

"No, but I am going to have it."

"How are you going to get it?"

"I will tell you confidentially; I have a wealthy old aunt, and she will die pretty soon; but if she does not, I expect to find some rich old man who will lend me a few thousands to give me a start. If I only get the money to start with I will do well."

There is no greater mistake than when a young man believes he will succeed with borrowed money. Why? Because every man's experience coincides with that of Mr. Astor, who said, "it was more difficult for him to accumulate his first thousand dollars, than all the succeeding millions that made up his colossal fortune." Money is good for nothing unless you know the value of it by experience. Give a boy twenty thousand dollars and put him in business, and the chances are that he will lose every dollar of it before he is a year older. Like buying a ticket in the lottery; and drawing a prize, it is "easy come, easy go."

He does not know the value of it; nothing is worth anything, unless it costs effort. Without self-denial and economy; patience and perseverance, and commencing with capital which you have not earned, you are not sure to succeed in accumulating. Young men, instead of "waiting for dead men's shoes," should be up and doing, for there is no class of persons who are so unaccommodating in regard to dying as these rich old people, and it is fortunate for the expectant heirs that it is so.

Nine out of ten of the rich men of our country to-day, started out in life as poor boys, with determined wills, industry, perseverance, economy and good habits. They went on gradually, made their own money and saved it; and this is the best way to acquire a fortune. Stephen Girard started life as a poor cabin boy, and died worth nine million dollars. A.T.

Stewart was a poor Irish boy; and he paid taxes on a million and a half dollars of income, per year. John Jacob Astor was a poor farmer boy, and died worth twenty millions. Cornelius Vanderbilt began life rowing a boat from Staten Island to New York; he presented our government with a steamship worth a million of dollars, and died worth fifty million.
"There is no royal road to learning," says the proverb, and I may say it is equally true, "there is no royal road to wealth." But I think there is a royal road to both. The road to learning is a royal one; the road that enables the student to expand his intellect and add every day to his stock of knowledge, until, in the pleasant process of intellectual growth, he is able to solve the most profound problems, to count the stars, to analyze every atom of the globe, and to measure the firmament this is a regal highway, and it is the only road worth traveling.

So in regard to wealth. Go on in confidence, study the rules, and above all things, study human nature; for "the proper study of mankind is man," and you will find that while expanding the intellect and the muscles, your enlarged experience will enable you every day to accumulate more and more principal, which will increase itself by interest and otherwise, until you arrive at a state of independence. You will find, as a general thing, that the poor boys get rich and the rich boys get poor. For instance, a rich man at his decease, leaves a large estate to his family. His eldest sons, who have helped him earn his
fortune, know by experience the value of money; and they take their inheritance and add to it. The separate portions of the young children are placed at interest, and the little fellows are patted on the head, and told a dozen times a day, "you are rich; you will never have to work, you can always have whatever you wish, for you were born with a golden spoon in your mouth."

The young heir soon finds out what that means; he has the finest dresses and playthings; he is crammed with sugar candies and almost "killed with kindness," and he passes from school to school, petted and flattered. He becomes arrogant and self-conceited, abuses his teachers, and carries everything with a high hand. He knows nothing of the real value of money, having never earned any; but he knows all about the "golden spoon" business.

At college, he invites his poor fellow-students to his room, where he "wines and dines" them. He is cajoled and caressed, and called a glorious good follow, because he is so lavish of his money. He gives his game suppers, drives his fast horses, invites his chums to fetes and parties, determined to
have lots of "good times." He spends the night in frolics and debauchery, and leads off his companions with the familiar song, "we won't go home till morning." He gets them to join him in pulling down signs, taking gates from their hinges and throwing them into back yards and horse-ponds. If the police arrest them, he knocks them down, is taken to the lockup, and joyfully foots the bills.

"Ah! my boys," he cries, "what is the use of being rich, if you can't enjoy yourself?"

He might more truly say, "if you can't make a fool of yourself;" but he is "fast," hates slow things, and doesn't "see it." Young men loaded down with other people's money are almost sure to lose all they inherit, and they acquire all sorts of bad habits which, in the majority of cases, ruin them in health, purse and character. In this country, one generation follows another, and the poor of to-day are rich in the next generation, or the third. Their experience leads them on, and they become rich, and they leave vast riches to their young children. These children, having been reared in luxury, are inexperienced and get poor; and after long experience another generation comes on and gathers up riches again in turn. And thus "history repeats itself," and happy is he who by listening to the experience of others avoids the rocks and shoals on which so many have been wrecked.

"In England, the business makes the man." If a man in that country is a mechanic or working-man, he is not recognized as a gentleman. On the occasion of my first appearance before Queen Victoria, the Duke of Wellington asked me what sphere in life General Tom Thumb's parents were in.

"His father is a carpenter," I replied.

"Oh! I had heard he was a gentleman," was the response of His Grace.

In this Republican country, the man makes the business. No matter whether he is a blacksmith, a shoemaker, a farmer, banker or lawyer, so long as his business is legitimate, he may be a gentleman. So any "legitimate" business is a double blessing it helps the man engaged in it, and also helps others. The Farmer supports his own family, but he also benefits the merchant or mechanic who needs the products of his farm. The tailor not only makes a living by his trade, but he also benefits the farmer, the clergyman and others who cannot make their own clothing. But all these classes often may be gentlemen.

The great ambition should be to excel all others engaged in the same occupation.

The college-student who was about graduating, said to an old lawyer:

"I have not yet decided which profession I will follow. Is your profession full?"

"The basement is much crowded, but there is plenty of room up-stairs," was the witty and truthful reply.

No profession, trade, or calling, is overcrowded in the upper story. Wherever you find the most honest and intelligent merchant or banker, or the best lawyer, the best doctor, the best clergyman, the best shoemaker, carpenter, or anything else, that man is most sought for, and has always enough to do. As a nation, Americans are too superficial-- they are striving to get rich quickly, and do not generally do their business as substantially and thoroughly as they should, but whoever excels all others in his own line, if his habits are good and his integrity undoubted, cannot fail to secure abundant patronage, and the wealth that naturally follows. Let your motto then always be "Excelsior," for by living up to it there is no such word as fail.